Apple has recently launched Apple Music service and it will be available free for the first three months. But On September 30 Apple’s free trial will officially end for early users.They will start charging them with a monthly endowment through their credit card. This is done through the service’s auto-renewal system. Most users don’t know that there is a way to turn off auto-renewal. This will be a good for those users who have no intention to continue using Apple Music as a paid endowment service. After three months free trial Apple will charge $10 per month for a single user endowment and $15 per month for a family endowment once the three-month trial period is over.
There is no way for Apple users to end the free trial in an attempt to evade an Apple Music membership but can simply avoid getting charged by doing some very simple steps using Apple device.
Five Steps to stop auto-renewal after the free trial :
1) The iPhone user needs to access his profile in the Apple Music and then click the user icon found on the upper left of the display.
2) They need to see their Apple ID, which is displayed on the Account page and requires to key in their Apple ID password.
3) They should go to Account Settings and tap the Manage button found under the endowment section.
4) Then they will have to tap “Your Membership Apple Music Membership.”
5) User can switch off auto-renewal by clicking on the button that says “Turn Off.” On this page, they will also see the date when his free trial ends.
Turning off the auto-renewal of Apple Music can be the safest thing to do particularly for those users who have the aptness to forget when a free service is about to end and then start charging their credit card automatically .They can go back to this page and “turn-on” auto-renewal back if they changes their mind and decides to become a paying member of Apple Music.
Apple Pay is a new mobile payment service offered by Apple in which Apple phones( iPhone 6, 6 Plus) and Apple watch owners can make payment for goods and services using NFC(Near Field Communication) with their devices. Apple Pay is extended to the iPhone 5, 5c and 5s with the Apple watch because it is required to pay with one of these devices which has necessary NFC chip. Apple Pay also lets users make one-tap purchases within apps that have adopted the Apple Pay API. All the devices contain NFC chip where the “Secure Element” of Apple Pay is located, keeping customer information secure. To keep transactions secure , it uses a method known as “Tokenization” which prevent actual credit card numbers from being sent over the air. The upcoming Apple watch will use continual skin contact to ensure payments are secure. Apple Pay will work anywhere NFC-based contact less payments are accepted and the aim is to replace the wallet and prevent the people from digging through a purse/wallet to find credit cards.
How Apple Pay Works :
Apple Pay can be set up in the passbook app where “+” icon in Passbook will allow users to add a credit or debit card . Credit cards are verified in just a few seconds, but some cards require a phone call, app download, or an email to verify a card before it can be added to Apple Pay. Once a card is verified, it is immediately available for purchases both in stores and within apps. Eight cards can be registered with Apple Pay at one time. Each credit card added to Passbook is listed , along with information like billing address, email, and phone number. Tapping on a card offers specific information like last digits of the card number, last digits of the Device Account Number that replaces the card number in transactions, and it also provides contact information for the bank that issued the card.
In a retail store, when approaching a point-of-sale system compatible with Apple Pay, the screen of the iPhone 6 or 6 Plus will light up and open Passbook automatically, where a user can tap on a credit card to be used or pay with the default card. A payment is made by holding an iPhone 6 or 6 Plus near a checkout system that includes NFC, most of which look like standard card checkout terminals within stores. A finger registered with Touch ID must be kept on the home button for a short amount of time, after which a payment is authenticated and the transaction is completed. A completed payment is denoted by a slight vibration, a check mark on the screen, and a beep.
Apple Pay may not be much more convenient than swiping a card, but it’s important to recognize that Apple Pay is still more secure than a traditional card-based transaction.With Apple Pay, a cashier does not see a credit card number, a name, an address, or any other personally identifying information.